There is hope!
At Southwest Foreclosure Alternatives, our primary objective is to offer pre-foreclosure solutions that enable struggling homeowners to walk away from a potentially devastating situation, keep their credit intact, and move on with their lives. We are a team of real estate professionals who have made the primary focus of our business working with homeowners and their banks to negotiate a mutually beneficial solution to avoid foreclosure. Banks do not want to take homes to foreclosure and offer a number of solutions for borrowers before the bank forecloses. There is absolutely no cost to you. If we succeed in negotiating a workout agreement with your bank, the bank will pay our fee on your behalf.
Your situation is not unique. The foreclosure rate across the nation is rising to an all-time high and many, many homeowners are finding themselves falling behind on their mortgage payments. Our goal is to reach out, educate and help every homeowner like you who is in this predicament. We seek to find the solution that best meets your needs, saves your credit, and helps you move on with your life!
There are many contributors to the current nationwide foreclosure situation and many reasons why a homeowner might fall behind on their mortgage payments. Are you experiencing a financial hardship due to any of the following?
· An Interest Rate Jump in your Adjustable Rate Mortgage (ARM)
· An Increase in Property Taxes
· A Separation or Divorce
· A Medical Hardship
· A Reduction in Pay or Loss of Job
· Declining Property Values in Your Area
· High Credit Card Debt
Many times, the best solution is a Short Sale. A Short Sale is when the bank agrees to accept less than what is owed on the property as payment in full. A Short Sale is a win-win for both the homeowner and the bank… the homeowner avoids the devastation of a foreclosure and the bank avoids the time and expense of the foreclosure process. A Short Sale is most likely the best choice for a homeowner who is:
1. behind on payments,
2. experiencing a financial hardship due to any of the above circumstances, and
3. upside down on their mortgage or has little to no equity in their home.
Please call us if you are delinquent on your mortgage payments. Many states have an extremely aggressive foreclosure process, which means that when you fall behind on even one mortgage payment, the clock starts ticking, and there may be only a brief window of time in which we can work out a solution with your bank.
Please call us today. A Pre-Foreclosure Specialist is trained and ready to discuss your situation and the possible options that might be available to you. We would consider it a privilege to work with you in an effort to save you from foreclosure and help you move on with your life!
Call us today for a free and confidential consultation with a knowledgeable and caring Specialist. We look forward to working with you!