PREPARING TO BUY A HOME

Are You Ready To Be A Homeowner?

Owning a home is rewarding in so many ways. And as any homeowner knows, it’s also a big responsibility. There are a few questions to consider all the time, and those questions require you to make informed decisions.

Some believe that home ownership is just like renting, but with the power to have pets and paint the walls whatever color you like. However, homeownership also comes with the responsibilities of a mortgage, taxes and home maintenance. Preparing for home ownership requires you to take critical stock of your finances and your expectations.

The Southwest Life Real Estate Advisors will provide you the information and unbiased advice you need to be informed and successful – whether you’re just thinking about buying or learning how to protect your investment for years to come.

Questions For Prospective Homeowners

Are You Ready To Buy?

First you need to determine if you are ready to buy a home. Do you plan on being in the area for at least three more years. If not you will take a bigger hit than if you were renting. Are you financially ready to buy a house. Not only do you take on a mortgage or house payment when you buy a house, but you also become responsible for all of the repairs that need to be done on the house. Home repairs and maintenance can be very expensive and you should have a good sized emergency fund before you purchase the house. Does your lifestyle allow you the time to dedicate to home ownership and maintenance? All these are things to consider before deciding to buy.

How Much Can You Afford?

Buying a home can be lots of fun. Especially after years of dreaming of a place you can finally call your own, it’s going to finally come true. With all of the excitement, don’t forget to ask the most important question: How much house can I really afford? No matter how much you love the kitchen, if you can’t pay the mortgage each month or find the cash to fix what’s broken, your home will never be the blessing you hoped for.

As your real estate advisors, our Buyer Specialists will work with you to identify the true costs of owning a new home and determining the perfect payment for you. After that, we can help you investigate the best financing programs in the market place. We have a several mortgage advisors that can help you get approved for the best financing to meet your needs.

What Kind of Home Do You Want?

Your personal Buying Consultant will help you identify all of the important criteria for your new home. They will provide you with a personalized consultation to determine size, condition, features and special needs unique to you. And then they will work to identify properties on the market and off that market that will meet your needs. We help take the guess work out of your home search.

Are You Ready to Hire Your Personal Buying Consultant?

As your personal Buying Consultant we will help take the confusion out of the buying process. When you find that perfect home, we will help prepare the offer, negotiate the price and terms best for you, and guide you through the ups and downs of the negotiation process. And after you successfully negotiate the purchase of your new home, your Buying Consultant and our Closing Team will get you through the loan approval, inspections and contingencies, repairs, final walk-through, and on to a smooth closing.

From the first interview that determines your requirements to the moment that you receive the keys, we can help you with the complicated process of buying a home. Don't hesitate to contact us to find out more about how we can make the home buying process easier!